Frequently
Asked
Questions

Last updated: 31 May 2026

The intelligence layer

What is the Bayesian signal score and what does it mean for a stock?

The Bayesian signal layer combines four market factors (recent price history, NGX filings activity, NGN/USD correlation, and market breadth) to produce a composite score for each stock. A higher score means more of those factors are aligned in the same direction for that stock on that day.

This feature is currently accumulating price history data and will fully activate once sufficient trading days have been recorded. When active, every score shows its confidence level and the number of days used in the calculation. A score is never shown without that context.

What does the z-score tell me?

The z-score measures how unusual today's price move is relative to that stock's own recent history. A z-score above 2 means the move is more than two standard deviations from the stock's 30-day average. That is statistically uncommon for that stock specifically.

It does not tell you why the move happened or what will happen next. It tells you the move is unusual and worth investigating.

A flagged z-score is a statistical observation, not a directional signal. Not investment advice.

What does FX sensitivity mean for a stock?

FX sensitivity shows how correlated a stock's daily returns have been with NGN/USD moves over the past 30 trading days. A high positive sensitivity means the stock has historically moved with NGN weakness. That pattern is typical of exporters or companies with USD-denominated revenue. A high negative sensitivity means the stock has historically moved against NGN weakness. That pattern is typical of importers with dollar-cost inputs.

This is a historical correlation, not a forecast. It will update as more price history accumulates.

What is the UNUSUAL MOVE DETECTED card?

When a stock's daily move is both statistically unusual (z-score at or above 2.0) and materially large (absolute change at or above 2%), AfriTerminal flags it with an UNUSUAL MOVE DETECTED card. The card shows the z-score, the 30-day mean and standard deviation for that stock, and the number of trading days used in the calculation.

The flag is a prompt to investigate, not a recommendation to act.

What does WATCH FOR mean?

Every AI-generated intelligence narrative includes a WATCH FOR condition. It names the specific metric, threshold, and consequence that would change the narrative's conclusion. For example: "Watch for USDNGN moving past ₦1,600, which would compress margins for any issuer with unhedged dollar input costs."

WATCH FOR gives analysts a specific forward trigger to monitor. It is not a prediction.

How accurate is the AI intelligence?

Every factual claim in the intelligence layer is sourced from data files AfriTerminal scraped that day: NGX prices, filings, FX rates, macro indicators. The AI is instructed never to invent figures and to cite every number to its source. If data is unavailable, it says so rather than estimating.

AI summaries can misread context or miss something a human analyst would catch. Verify against the primary source before using in formal work. Every intelligence card carries this note.

Is this investment advice?

No. AfriTerminal is a data aggregation and intelligence platform. It does not make buy, sell, or hold recommendations. It does not manage portfolios. It is not a regulated financial service.

All data, prices, AI narratives, signals, and reports are for informational and analytical purposes only. Any investment decision made using AfriTerminal data is entirely the user's own responsibility.

The product

What is AfriTerminal?

AfriTerminal is the intelligence layer for African capital markets professionals. It aggregates NGX equities data, corporate filings, FX rates, macro indicators, and global markets. It then applies AI to explain what moved, why it moved based on the data, and what conditions would change that view.

It is built for analysts who need to understand what happened in a session and write about it, not just read a price list.

Who is AfriTerminal built for?

AfriTerminal is built for Nigerian capital markets professionals: sell-side analysts, research teams at stockbroking firms, fund managers, and investment banking teams who work with NGX equities daily.

It is most useful to people who write formal investment notes, morning briefs, or portfolio commentary and need a fast, citable source of NGX market context.

How is AfriTerminal different from the NGX website or Bloomberg?

The NGX website shows you prices. Bloomberg shows you global data at a cost most Nigerian firms cannot justify for NGX-specific work. AfriTerminal does something neither does: it tells you what the data means in the context of the Nigerian market.

Every day after NGX close, AfriTerminal generates AI narratives that explain the session: which stocks moved, why they likely moved based on filings and macro context, and what specific conditions would change that view. The narratives are grounded in local market knowledge, including CBN MPR dynamics, USDNGN as a leading NGX indicator, and PFA mandate constraints.

Which markets does AfriTerminal cover?

AfriTerminal's primary focus is Nigeria (NGX): 141 equities with live pricing, filings intelligence, anomaly detection, and daily AI briefings.

The platform also covers Ghana (GSE), Kenya (NSE), South Africa (JSE), and Egypt (EGX) for pricing and macro context, plus 9 global indices, FX rates for 10 African currencies, African sovereign bond yields, and commodity prices including Brent crude.

How often is the data updated?

  • NGX prices: every 30 minutes, 9:30am to 4:30pm WAT on trading days (approximately 30-minute delay from the exchange)
  • Daily AI intelligence: once per day at 4:30pm WAT after NGX close
  • NGX filings: once per day at 9:30am WAT
  • FX rates: once per day (end-of-day reference rates)
  • Macro indicators: monthly or quarterly depending on source
  • Global markets and bonds: once per day

Where does the data come from?

All data sources are cited on every card in the platform. The primary sources are:

  • NGX prices and filings: NGX Group (ngxgroup.com)
  • FX rates: open.er-api.com (reference rates, not interbank)
  • Macro indicators: IMF, World Bank, Central Bank of Nigeria, NBS
  • Bond yields: publicly available sovereign bond market data
  • Global indices: Yahoo Finance (approximately 15-minute delay)
  • AI intelligence: Claude Haiku (Anthropic), sourced from the above data only

Full methodology documentation is at methodology.html.

Pricing

Is AfriTerminal free?

Yes. AfriTerminal is currently free to use. Create an account and you have full access to the platform: NGX equities, daily intelligence briefings, filings, macro data, FX, and global markets.

Will there be paid plans?

Yes. Paid plans are coming. AfriTerminal will offer a Pro tier for individual analysts and a Team tier for research teams and asset managers. Pricing and feature differences will be announced before any feature is locked. No feature will be gated without notice.

How much will Pro cost?

Pro is planned at ₦5,000 per month (₦45,000 annually). Team is planned at ₦50,000 per month for up to 5 seats. These prices may change before launch. Registered users will be notified before any change takes effect.

End of Day Report

What is the End of Day Report?

The End of Day Report is a professional PDF briefing generated after every NGX trading session. It covers the full session in one document: market summary, sectoral performance, top gainers and losers, notable trades, AI signal commentary on flagged stocks, corporate filings intelligence, macro reference table, and a Tomorrow's Watch forward signal.

It is modelled on Nigerian sell-side research output. It is designed to be the basis of a morning brief or client note, not a supplement to one.

When does the report arrive?

The report is generated and emailed at 5:00pm WAT on every NGX trading day (Monday to Friday, excluding Nigerian public holidays).

What format is the report?

The report is delivered as a PDF attachment named AfriTerminal_EOD_YYYY-MM-DD.pdf. It is formatted for A4 printing and designed to be forwarded to clients or attached to internal notes without modification.

Can I choose which stocks appear in my report?

Yes. You can set a personal coverage universe of up to 20 NGX stocks. The report's signal intelligence and coverage summary sections are personalised to those stocks. An analyst covering banking receives a different report than one covering consumer goods.

Coverage universe selection is available from the END OF DAY REPORT tab in the dashboard.

Can I access past reports?

Yes. The last 30 daily reports are available for download from the END OF DAY REPORT tab in the dashboard.

Still have a question? Write to info@afriterminal.com. We read everything.